STEM Lab
✨ Subscribers
💰 Financial Simulator
🔬 STEM Lab
💰 Savings
💳 Borrowing
🏠 Mortgage
🏦 Stocks & Markets
🔒 Premium
Currency
USD – US Dollar ($)
EUR – Euro (€)
GBP – British Pound (£)
JPY – Japanese Yen (¥)
CHF – Swiss Franc (Fr)
CAD – Canadian Dollar (C$)
AUD – Australian Dollar (A$)
INR – Indian Rupee (₹)
ZAR – South African Rand (R)
✏ Custom…
$
Capital & Contributions
Initial Capital
(P)
$
Monthly Contribution
(PMT)
$
Growth Parameters
Annual Interest Rate
(r)
%
Duration
(t)
yrs
Compounding Frequency
(n)
Daily (365×/yr)
Monthly (12×/yr)
Quarterly (4×/yr)
Semi-Annual (2×/yr)
Annual (1×/yr)
What-If Scenario
Inflation Adjustment
Reduce effective rate by inflation %
Inflation Rate
%
Loan Details
Loan Amount
$
Annual Interest Rate
%
Loan Term
yrs
Auto-Calculated Monthly Payment
—
Custom Monthly Payment
optional override
$
Property & Loan
Home Price
$
Down Payment
%
Interest Rate
%
Loan Term
30 years
25 years
20 years
15 years
10 years
Monthly Payment
—
Loan Amount (after down payment)
—
Export
⬇ Download Schedule (CSV)
Final Balance
—
Total Contributed
—
Interest Earned
—
Return on Capital
—
Growth Over Time
⚠ Inflation-Adjusted
Area
Bar
Table
Year
Principal
Interest
Balance